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530.695.2151

Second-To-Die Policy in Live Oak and Yuba City, CA

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Buttes Insurance knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Buttes Insurance gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an Buttes Insurance specialist to determine the right amount coverage for you and your family.
 

Our Locations

Live Oak Office

9778 Larkin Rd.
Live Oak, CA 95953
Main office: 530-695-2151
Fax: 530-695-2210

Oroville Office

2445 Orodam Blvd.
Oroville, CA 95965
Main office: 530-533-5957
Fax: 530-533-6320

Wheatland Office

505 D St.
Wheatland, CA 95692
Main office: 530-633-2811
Fax: 530-633-9311

Yuba City Office

744 Bridge St.
Yuba City, CA 95991
Main office: 530-673-6860
Fax: 530-673-0827

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.